In 2015 Rebecca Harms, agent with Capital Ventures Real Estate, obtained her real estate license to join the family business. Working alongside her father, Harms quickly grew fond of the industry. In August of this year, she hit another milestone when she completed the coursework and passed the state broker exam in order to obtain her Broker's License.

"Obtaining my broker's license was not about me; it is about other people. The licensing requirements provided me with an education opportunity so that I know more, and in turn, I can better serve clients and potential clients."

Capital Ventures Real Estate provides advisory, brokerage, auction, and consultation services for listing and selling properties in Cape Girardeau County. We also offer free real estate education classes to those thinking about buying or selling a home. Our main focus is to provide spectacular customer service every step of the way in order to achieve our clients' real estate investment goals.

For information about Capital Ventures Real Estate, contact us today!



Selling your home can be a source of stress, but it doesn't have to be.  Sometimes we have emotional attachments to our homes; sometimes it's just about feeling overwhelmed by what needs to be done to get it ready to sell.

The number one thing when it comes to selling your home is to choose an agent that makes you feel comfortable. They help you take some of the emotion out of the event by being a buffer between you and the negotiations. It is important that you choose a full-time agent so they can handle the inevitable problems that crop up such as items needing signatures to scheduling inspections. And, a great real estate agent will give you a plan of action for all the other little things that can seem time-consuming when you don't know where to start.

First, your agent will price your home right. You may know what you paid for the house when you bought it, what your cousin thinks it's worth, and what the neighbor down the street has theirs listed for - but it is much more than that. The right agent understands the dynamics of your neighborhood. They will have an idea of what the market has been like over the past year, and what it is projected to be like for the foreseeable future.  Real estate agents also have access to snapshots of comparable homes that sold recently and can use that along with the market conditions in the neighborhood to generate a price point that makes sense.

Next, you will want to make the home feel welcoming. Your home should be clean, bright, cheery, and smell nice. This is important whether you are still living in the home or not. If you are not residing in the home, it is essential that someone is available to do a walk through once a week to dust and check for issues.  If that is not possible, it should be done in advance of each showing. If you are still living in the home, you still must keep it clean, decluttered and fresh smelling.  No one can be the perfect housekeeper all the time, but first impressions are everything.  A potential buyer can't help but be put off by the dog smell, things that need to be put away, and dirty dishes - especially if the other homes they are seeing are vacant. 

Speaking of clutter, staging your home is an excellent way to make an impression on potential buyers. This brings us to the third tip for selling your home. Maximize its features by minimizing your things. You should do this by clearing out items in the closets, and by highlighting unique nooks, windows, and other architectural features that make your home special. Put away personal items, and organize drawers and cabinets. It may be tempting to shove a bunch of things in closets and cabinets, but the majority of people are looking for storage space and will open those areas! If you are still living in the home take this as an excellent opportunity to begin packing items you don't use every day. This will help the home look clean, and it will help you get started with the moving process.

And finally, take this as the opportunity to button up your home. Do those small repairs that you have been putting off, such as fixing the broken landscaping blocks, repairing the leaky faucet, securing the loose banister, etc. It is also a perfect time to make SMALL home improvements - think cabinet hardware and fresh paint. This is not the time to start gutting the kitchen or adding on a room.  Experts agree that the small things make a difference and create a lasting impression. Updated light fixtures, faucets, and beautiful door knobs and cabinet pulls create a polished presentation and are easier to recoup in the sale price than a $10,000 kitchen remodel.

Want more information about selling your home? The agents at Capital Ventures Real Estate are here to help at every stage of the process. Contact us today!




The decision to buy a home can be one of the biggest investments in your lifetime.  It can feel overwhelming or nerve wracking.  Or perhaps you have purchased before, but it has been a long time.  Either way, there are some basics that you should know before you sign on the dotted line.

First, get your "house" in order.  What is your credit score? It goes without saying that the higher the score, the better the rates available to you. If your credit score is in need of repair, take the necessary steps to strengthen it.  There are many free ways to get your credit score such as going directly to the credit bureaus.  Once you have a copy of your credit report find someone you trust to help give you guidance.  A good real estate agent can often tap into their network and refer you to some places that can assist you in this area.

Second - this is a big one - what can you actually afford?  If what you can truly afford is in the $100,000 range and you run off to an open house for a $300,000 home you are going to have a hard time stepping backward to your price range.  Also, keep in mind that you will have your regular monthly expenses plus property taxes and insurance. You will also want to build in a budget category for upkeep and maintenance plus those all important upgrades that come with owning your own home.  There will be times you will want to spend money on your landscaping and lighting, kitchen upgrades, etc. 

There are several online mortgage calculators but be wary - many times these are attached to a mortgage site that exists to sell you a product.  A realtor can help with this process.  And although they too, in essence, are trying to sell you something they also understand that the lead time between getting ready to purchase and the actual purchase can be lengthy.  The real estate agents also should be looking at houses in your price range. A good real estate agent has a vested interest in putting you in a house that makes sense for your long-term budget for several reasons - one for repeat business and two to tap into referrals of your friends and family. And more importantly, they want you to be happy with your purchase and feel comfortable with the process. It is, after all, a huge commitment!

Now that you know how much you can afford, it is time for the third step of preparing your nest egg.  You will need to figure up an estimate of things like down payments, and closing cost - these are things that a real estate agent will know about your particular market. When you are considering the jump to purchasing a house, it can be tempting to jump right in once you have enough for a down payment - thinking that you will figure the rest out as it comes along.  Although it is an exciting time in your life, it is important to wait until you have some additional savings built up to help you with the "what ifs" that pop up in life.

And finally, after you have strengthened your credit, decided what you can realistically afford, and prepared your nest egg it's time to get a preapproval letter from your choice of lenders! This is another significant opportunity to do your homework and shop around.  It may be that your bank has the best rates available, but you owe it to yourself to see what is out there.  While shopping around you can decide on a bank that you would like to work with that offers you competitive rates - or you may choose to go with a mortgage broker.  

If it sounds like a lot - it can be.  However, if you decide to go with a real estate agent, they can help guide you through the process so you don't have to go at it alone! You'll be glad to have experience on your side while making such a huge commitment. For more information about how our qualified agents at Capital Ventures Real Estate can help you make your dream a reality contact us today!




Choosing the right real estate agent comes down to a particular mix of experience and chemistry.  Since this is someone you are likely to spend months working with, it makes sense to find someone who not only knows what they are doing but also seems to have your best interests in mind.

A popular strategy is to ask friends and family who they used for prior real estate transactions. This approach will help you narrow down a pool of agents that you can interview. Interviewing two to three agents is an excellent way to get an idea of their skill sets and personalities.

A second strategy is to think local. Since you have likely zeroed in on a particular area you would like to live, find an agent that understands the nuances of the area. They should be able to tell you some details about what sold recently and about the schools, taxes, and other details pertinent to a home buyer.

A third strategy is to find an agent that is accustomed to working with people that are new to real estate.  They expect there to be some "hand holding" and will work with you to manage expectations.  If you are selling your home, they should be able to lay out a marketing plan and provide you with details on how to prepare your home to sell.  More importantly, they should be enthusiastic about the property and genuinely interested in helping you through the process. If you are buying a home, it will be helpful to know what you should expect regarding how often you will see houses.  The agent will be able to give you a plan on how many homes you should expect to see per week.

And lastly, don't be shy. Buying or selling your home is a big deal. It's ok to ask lots of questions and explain what you are looking for up front. This helps you clarify your expectations and helps the agent create a personalized strategy for your particular situation!

At Capital Ventures Real Estate we would love to assist you with this process - contact us today for more information!